Check Credit Score Online Free
How To Check Credit Score Online Free? | CIBIL | CRIF | Experian | Equifax
Check Credit Score Online Free, Check CIBIL Score Online Free, Check CRIF Score Online Free, How To Get High CIBIL Score, How To Check CIBIL Score Free Online? – Hello Coolz Readers!! You guys can read out How To Transfer Money Using UPI without Internet and you will worth to read that article and you will get the working method to transfer your money without internet. Here i am going to introduce one more thing where you will find out the best Free Ways to Check Credit Score Online Free Online. We all know that CIBIL or CRIF is must important for the credit or loan approval purpose and you must need a health score to get approved your loan or credits.
You guys want to check your recent Credit Score Online Free then you are at the right place and i am going to give you a couple of working website or apps where you can check your CIBIL or Credit Score without paying a single penny. Hence if you are already checked it before some weeks then don’t check your Credit Score or it will effect on the number for checking it daily or weekly. Read out full post below and Check Credit Score Online Free.
- Also Read : Get Lifetime UNI Card For Free
What Is Credit Score In India? :
- Credit Score in India is all about an individual’s ability to pay back the borrowed amount
- It is a Three Digit numbers varies on your repayments of borrowed credit or loan from banks or financial institutes
- Credit Score in India is calculated by the several credit bureaus after calculating several factors of an Individual
- Factors to be Considers : repayment records, credit inquiries, credit history etc
- You must need a heathy Credit Score in India while applying for a Credit Card or Bank Loan in India
- Benefits of having a high Credit score is you will get a bigger a credit limit on your Credit Card or Bank Loan
- A Good Credit Score is essential for the easily access of Loans and Credits
- Government Approved Credit Bureaus are agencies that collect information related to your credit and give you a Credit Score
- These Approved agencies get the information for an Individual from multiple sources, such as lenders, debt collection agencies, creditors, and public record offices
- All users must to know that Credit Bureaus and Credit Rating Agencies both are different
Credit Bureaus In India :
There are Major 6 Credit Bureaus are available In India which gives the Perfect Range or Credit Score for an Individual. Here i will explain you and give you a short details of All 6 Credit Bureaus In India below.
1. CIBIL : TransUnion Credit Information Bureau (India) Limited
- Establishment Year : 2000
- Licenced Year : 2010
- Credit Score Range : 300 – 850
2. Equifax :
- Establishment Year : 1899
- Licenced Year : 2010
- Credit Score Range : 1 – 999
3. Experian :
- Establishment Year : 2006
- Licenced Year : 2010
- Credit Score Range : 300 – 900
4. CRIF High Mark :
- Establishment Year : 2007
- Licenced Year : 2010
- Credit Score Range : 300 – 850
5. CRISIL : Credit Rating Information Services of India Limited
- Establishment Year : 1987
- Credit Score Range : Scale Wise
6. ICRA : Investment Information and Credit Rating Agency
- Establishment Year : 1991
- Credit Score Range : 1 – 8 Scale
Credit Score Range In India :
| CIBIL Score Range In India | Meaning |
|---|---|
| NA/NH | Not Applicable / Not Any History |
| 350 – 549 | Bad / Poor CIBIL Score |
| 550 – 649 | Fair CIBIL Score |
| 650 – 749 | Good CIBIL Score |
| 750 – 900 | Excellent CIBIL Score |
How To Check Credit Score Online Free? 5 Methods
Below are the 5 easiest & free methods to check your credit score online for Free.
PAN Card. It will fetch your Credit Score from the Credit Bureau.
| App Name | Bureaus You Can Check |
|---|---|
| OneScore | CIBIL, Experian |
| Cred | Experian, Crif |
| Bankbazaar | Experian |
| Bajaj Finserv | CIBIL |
| PayTM | CIBIL, Equifax |
| Freecharge | CIBIL |
| Amazon Pay | CIBIL |
| Paisabazaar | CIBIL, Experian, CRIF, Equifax |
| LazyPay | CIBIL |
| CreditMantri | CRIF |
Method #1 – OneScore | Check Credit Score Online Free
OneScore is the best app to check your free credit score and understand your credit report. check & track your CIBIL score along with your Experian credit score with OneScore App. OneScore helps you understand your credit score for free & monitor it regularly. There are No Ads, No Unnecessary App Permissions & Trusted for life using OneScore App. OneScore App is based on OneCard App which we are using for India’s First Metal Credit Card. You can check your Credit Score on OneScore App.
Method #2 – Cred | Check Credit Score Online Free
There are 4 credit bureaus in India and You can check all 4 of Experian, Equifax, CRIF & CIBIL using CRED App. CRED can showcase your CRIF, Experian & Equifax credit scores and helps track these credit scores individually. With CRED make bill payments on time which will help improve your credit score over time. CRED it India’s leading Credit Score App where you can check always updated Credit Score.
Method #3 – BankBazaar | Check Credit Score Online Free
BankBazaar is the largest online marketplace for financial products and you can check your Credit Score Online Free using BankBazaar App. BankBazaar App is the best Personal Finance Manager app that automatically tracks your monthly spends in a secure manner.
Method #4 – Bajaj Finserv | Check Credit Score Online Free
View your personalized Credit Score or Credit Health Report and current loan offers using Bajaj Finserv. While checking your Credit Score on Bajaj Finserv there is no effect will be made on your current Credit Score. You will find out good tips to maintain your CIBIL Score on Bajaj Finserv App and website.
Method #5 – PayTM | Check Credit Score Online Free
Scan the QR code using your paytm app to check your credit score and also apply for a loan or credit card. Apply for a loan, paytm post paid or credit card as well. Get monthly score update and monitoring from CIBIL, 12 FREE reports in a year. Keep track of your credit accounts, debts and help to improve or maintain credit score. our personal information is 100% secured and will not be shared in any form with third parties. Get Personalised Loan offers based on your Credit Score directly on your PayTM Money App.
Conclusion :
Here i have posted the methods to Check Credit Score Online Free. I personally used above all credit score bureau in past and all are my favorites. I will add more working and assured giving Credit Score for you guys. I personally suggest not to check your Credit Score Daily, Weekly or Monthly on unusual websites or apps or it will harm your Credit Score for sure. I am going to give you more details or Tips to improve your Credit Score and many more thing in this article in near future.
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