How to Close Amazon Pay Later Account Permanently | Full Guide

How to Close Amazon Pay Later Permanently

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How to Close Amazon Pay Later – Amazon introduced Pay later services in April 2020 with a focus on convenient buying for customers. It provides a hassle-free method of obtaining fast credits and paying it back the following month. The money can be paid in installments afterward. Most importantly, there are no processing charges for Pay Later services. 

• Also Read – Amazon Pay Later Welcome Offer – Get ₹150 Shopping FREE

However, Amazon Pay later services have been fairly beneficial for the average individual, but there are also disadvantages. It has been used by people for a while, and although some have found useful, others have not. 

Furthermore, we were getting a lot of requests about “How to Close Amazon Pay Later.” Because people were either unable to close it or were unaware of how to do so. Thus in response to this customer issue, we are bringing you the answer today. 

So, let’s first look at the disadvantages of Amazon Pay Later and the justifications for why some are moving towards closing the Amazon Pay Later account. 

Why do people want to delete Amazon Pay Later accounts? 

We can’t say that Amazon Pay Later isn’t useful. However, it is causing some problems for certain people. And that raises the query, “How to close Amazon Pay Later account?” So let’s look at it now.

• Not being able to pay more than Rs. 10,000
• Occasionally skip payments
• Making late payments results in high interest charges.
• Negatively impacts credits score
• Getting loans issues

How to Deactivate Amazon Pay Later Account?

There might be several reasons to close amazon pay later account. However, you should be aware of the lenders participating in the Amazon Pay later service if you’re wanting to close Amazon Pay later. In general, two third-party lenders provide Amazon Pay later. 

• Capital Float
• IDFC First Bank

The information is accessible via your smartphone’s Amazon Pay later Dashboard. Moving on, there are primarily three ways to deactivate an Amazon Pay Later account. We’ll go through each method of closing your Amazon Pay account one at a time. 

Method 1:  Amazon Customer Care Support

Amazon pay later customer care is one of the best & easiest way to solve your query. You must follow a few specific step-by-step instructions in order to complete your task. Follow the instructions below given. 

• First of all, contact Amazon Customer care by visiting their service page. 
• Contact the customer executive of Amazon.
• Let them know your question and that you want the Pay Later account closed.
• After that, they wil try to understand your query and solve it soon,
• Cheers!! Your amazon pay later account will be deactivated within 7-10 days. 

Method 2: Contact Capital Float Customer Service

Generally, you can contact Capital float amazon pay later customer service by two ways:

• Mail: [email protected]
• Contact number: 080-68075001

Now, let’s see the steps to close your account by Capital Float Customer service

• First, write a mail or make a phone call to capital float.
• If you are writing a mail, be sure to state your concern clearly.
• However, you may reach them directly by calling also.
• After that, request that they cancel the Capital Float connected account.
• Verify your personal information after that.
• When the customer support representative asks why, explain your reason.
• It’s done! You will get a Ticket ID through registered mail from the sender.
• Hurray!! Within 3 to 4 days, your Amazon Pay account will be closed. 

Method 3: Contact IDFC First Bank

The people whose lending partner is IDFC First Bank are to use this method. More importantly, it’s great if you have an account with IDFC First Bank. Follow the instructions listed below to delete Amazon Pay Later account.

• To begin, contact IDFC First Bank at 1800 419 4332.
• After that, tell them your reason of closing the account.
• Further, ask them to close the acount.
• Verify your details successfully.
• Done!! The customer exceutive will decativate your amazon pay later account as soon as possible. 

Some Key Points To Consider:

There are some points you should consider before deleting your account. Let’s have an look on it.

• If there’s a slight decrease in credit score, then won’t worry. It doesn’t let you close the account. 
• Make sure all your payment & dues are sucessfully cleared before applying to deactivate Amazon Pay later service.
• Ask for the NOC from the lending partners with no dues left. If they don’t send within 2-3 weeks.
• Sometimes it may take 45 days to stop displaying your CIBIL score. 

Conclusion

I believe you now have the solution to the problem of “How to close Amazon Pay Later?” Using one of three simple options, including calling Amazon Customer Care, IDFC First Bank or Capital Float will close down your account. As a result, your account will be deactivated after 7–10 days, at which point nothing further has to be done. You can leave inquiries in the comment section if there are any ongoing problems. 

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