PhonePe Refer & Earn
(Bank Loot) PhonePe Refer & Earn – Upto ₹1000 Cashback On Signup + ₹100/Refer
PhonePe Refer & Earn – Hi Guys, Hope You Are Enjoying Our Free Recharge Tricks & Highest Paying Free Recharge Apps With Free Paytm Cash Tricks. PhonePe’s Popular Referral Program is Now Even Bigger. Now, You Will Get Assured ₹200 to ₹1000 Scratch Card Per Successful Refer.
Flipkart owned PhonePe launched India’s First UPI (Unified Payments Interface) app. PhonePe UPI app is a payment system that allows money transfer between any two bank accounts via smartphone.
So To Celebrate It Gives Back To Back Offers .We All Very Well Remember Signup And Get Rs.25 Offer And Everybody Looted It Very Well Also Send Rs.1 & Get 50 Back In Bank Loot.
After End Of The We Have Mentioned How You Can Transfer Your PhonePe Cashback Into Bank Account With Simple Trick. You Should Must Try That As Well
- Also Loot – Winzo Gold App Referral Code – ₹300/Refer | Zupee Referral Code – ₹25 Instant | MagicPin Referral Code
Read Full Post Below To Get Idea About This Offer
PhonePe Refer & Earn Offer :
PhonePe | Referral Details |
---|---|
Referral Link – | phon.pe/ru_alam6xp1 |
Benefit | ₹100 Cashback On Each Refer |
Min Send Money | ₹1 |
Cashback Bank Transferrable | YES |
Why download the PhonePe app?
- Available in 11 different languages
- Bank balance check & money storage
- Pay a various types of bills & recharges
- Send money & transfer
- Wallet Top-up & Pin Authorization
- Get exclusive rewards for completing payments or paying bills
- Use Phonepe Switch to launch your favorite app
- Effective Customer Care
- Explore various nearby store for easiness
PhonePe Refer & Earn – How To Get Rs.100 Per Refer
- PhonePe New Offer -: TopUp Wallet with Min ₹1000 get ₹20 – ₹200 Cashback.
Note : This Offer Is User specific, So Try Your Luck
Steps For Refer & Earn :-
1. First Of All Just Download PhonePe App From Here
PhonePe Referral Link – https://phon.pe/ru_alam6xp1
2. Enter Your Unused Mobile Number
3. Now Proceed With Entering M-Pin Email Etc.
4. Now You Have To Link Your Bank Account in PhonePe App. For That Just Follow Below Steps.
5. Open PhonePe App >> Click On Bank Accounts >> Add New Bank Account >> Select The Bank
6. PhonePe App Will Fetch The Bank Account On Same Number
7. Once it Found The Bank Account , You have to Set The UPI PIN
And Click on Confirm
Now Send Min ₹1 to ₹200 To Any PhonePe User & You Can get Scratch Card With Any Offer Inside it. – [You Can Send ₹1 to @ybl Address (mahir1996@ybl) From Your PhonePe @ybl UPI Address ]
8. Success
Win Upto Rs.1000 :
Also You will get up to ₹100 cashback Scratch Card on Your first ever money transfer on the PhonePe app using UPI; money transfer can be to a contact, PhonePe UPI ID, bank account or self account linked on PhonePe.
How to Earn on First Phonepe UPI Payment?
Phonepe referral reward is a great way to earn money, and you can even make some quick cash from your first UPI payment. I know you’re curious about the procedure, so read on.
- First and foremost, ensure that the Phonepe app has been downloaded to your smartphone.
- If not, then download Phonepe app using the link mentioned above.
- Then, when registering, enter our Phonepe referral code to receive Rs 100.
- Following that, send your first UPI phonepe payment of Rs 100 to any shop or friend within the first 7 days of downloading the app.
- If you follow this procedure correctly, you will have the opportunity to win a Rs 1000 scratch card, which is fantastic.
- Furthermore, you can begin referring your friends on various social media platforms.
- Each referral you send to this platform will earn you Rs 200.
- So, start today using !! Begin referring, and your journey will be rewarded with a insane referral bonus.
PhonePe App Refer & Earn – Free Rs.100 On Successful Refer
Must Try This If You Want to Convert PhonePe Cashback into Bank Account .
PhonePe Gold Offer -Trick To Transfer PhonePe Cashback into Bank
How to check Phonepe referral amount balance?
When you successfully refer a friend, all of your winnings will be instantly credited to your Phonpe wallet. So, in the end, you can safely check your phonepe refer and earn amount and withdraw money as needed. Check out these simple procedures to check the wallet balance:
- Open the Phonepe apk first.
- Then select the profile picture on the home page.
- Click View All Payment Methods in the Payment Methods section after that.
- Finally, you must select the Phonepe wallet option.
- Hurray!! You can check the balance in your Phonepe wallet.
How to transfer Phonepe Wallet balance into a Bank account?
- Prior to anything else, open the Phonepe app on your smartphone.
- Click or hit the “My Money” icon after that.
- Visit the Wallets/Gift Voucher section right away after that.
- Following that, select “Phonepe Wallet” from the menu.
- The Withdrawal button will now be visible at the top of the screen. Please select the “Withdrawal” tab now.
- In the next step, Place the wallet icon onto the bank icon by dragging it down.
- It’s done! Your bank account will get the balance from your Phonepe wallet.
PhonePe Referral offer – Eligibility Criteria
- Referred friend must do their first payment using BHIM UPI
- Referred friend must sign up on the PhonePe app within one hour of clicking on the referral link of the referrer
- The referred friend should complete their first payment using BHIM UPI within 7 days of registering on the app
More Details Of This PhonePe Refer Offer :
- Referrer will receive ₹100 cashback when the referred user adds their bank account through UPI on PhonePe for the first time
- A referred friend is a user who has installed the PhonePe app after clicking on the referral link of the referrer
- Referrer will receive cashback for the first hundred successful referrals only
- First hundred referrals of a referrer will receive ₹100 cashback when they link their bank account for the first time on PhonePe through UPI
- First hundred referrals will be counted from the start of the offer period
- Referred friend will get up to ₹1000 cashback on their first ever money transfer on the PhonePe app using UPI; money transfer can be to a contact, PhonePe UPI ID, bank account or self account linked on PhonePe.
Other Ways to Make Money from Phonepe
1) Cashback Offers on Recharge/Pay Bills
PhonePe routinely provides its users with cashback offers on different types of transactions. These cashback offers can be used on a variety of services, including online shopping, bill payments, and mobile recharges.
Through its collaborations, PhonePe also provides exclusive cashback offers on a selection of brands and retailers. Users can take advantage of these deals to save money on their regular purchases and gain incentives for using the app.
2) UPI offers
As the top UPI-based payment app in India, PhonePe provides its consumers with a variety of UPI offers. As a new user, you have access to significant prizes, which is a fantastic opportunity to make money.
Additionally, if you use Phonepe UPI to pay bills or make purchases, you have the opportunity to win a free scratch card. Therefore, Phonepe UPI is the finest choice with an added dosage of income for regular transactions.
The terms and conditions of these UPI deals could change, and they could only be available for a short while. It’s always a good idea to check the PhonePe app for the most recent UPI discounts and take advantage of them to save money on your transactions.
3) Gift Vouchers
If you want to buy gift cards for major brands such as Amazon, Flipkart, Swiggy, or any other company, Phonepe is the ideal option. However, the Phonepe app offers a number of discount promotions when buying gift cards, allowing you to save up to 10%.
4) Mutual Fund
PhonePe recently introduced Mutual Fund, allowing users to invest in several mutual funds on the platform. Through PhonePe, users can research various funds, assess their differences, and make direct investments.
In addition to this, users have the option to monitor the performance of their investments, add to their portfolio, or withdraw money as needed. As a result, they can profit substantially from direct investments with little cost.
5) Digital Gold
To earn some extra bucks, users can purchase and trade digital gold on PhonePe Digital Gold’s marketplace. It is really impressive that anyone may purchase digital gold for any amount, starting at just 1 rupee. They also have the choice to sell their digital gold back to PhonePe at market value. As a result, use your plan and profit significantly.
PhonePe Refer & Earn – Frequently Asked Questions
– Open the PhonePe app first.
– Second, select “Phonepe Refer & Earn” from the menu.
– You’ll be directed to a website where your special referral link is visible.
– It’s done! Please forward this PhonePe referral link along to your family or friends.
– Finally, start earning money through it.
There are a few things you can try if your PhonePe invite and earn link isn’t working as expected:
– Make sure you have a reliable internet connection.
– Ensure that the referral link is correct.
– Check to see whether you qualify for the Phonepe refer and earn program by – – checking it’s terms and conditions.
– Get in touch with Phonepe Customer Support Number
– If the problem is still not fixed, wait and try again later.
Follow the below-mentioned steps to get cashback through Phonepe scratch card :
– Open the PhonePe app and log in to your account.
– Look for the scratch card in the “Offers” section on the homepage or the “My Rewards” section in the menu.
– After that, open the scratch card by tapping on it.
– To view the cashback amount, scratch off the card’s silver panel.
– In order to redeem the cashback, click the “Redeem” button.
– The cashback will be added to your PhonePe wallet, which you can use to make more purchases.
How do I avail the offer?
- Friend needs to install the PhonePe app using the referrer’s referral link
- Referred friend needs to do a successful payment using BHIM UPI
- The offer is valid only once per Bank Account and only once per PhonePe registered customer
When do I get the cashback / benefit?
- Cashback will be credited as PhonePe gift voucher balance within 24 hours of successful completion of the transaction (friend’s first payment through BHIM UPI on PhonePe) on which the offer is applicable
What happens if I am eligible for more than one offer?
- If you are eligible for more than one offer, the offer giving you the maximum Cashback is automatically picked up for you.
What happens in case of refund/cancellation of my transaction?
- In case of any cancellations, the cashback given on the transaction will continue to remain in your wallet and non-withdrawable to your bank account. This can continue to be used on PhonePe (recharges, bill payments, etc.)
- Refunded amount less of cashback will be credited to the PhonePe wallet and will continue to be withdrawable to your bank account
Phonepe Refer and Earn Customer Care Number
You can contact a Phonepe executive right away if you have any concerns, withdrawal issues, bug-related issues, or paytm refer and earn problem. The helpful crew at Phonepe makes sure that all of your questions are answered as soon as possible and without any hassle. They take care to ensure that users are satisfied while using the Phonepe apk.
You can contact the customer support centre on 080-68727374 / 022-68727374.
PhonePe Referral Terms & Coditions :
- user can earn up to ₹9,999 cashback in the PhonePe wallet per financial year (i.e. 1st April to 31st March) from offers disbursed on PhonePe
- Offer is applicable on both iOS and Android devices
- Any cashback related query should be raised within 30 days from the date your friend registered with PhonePe
- Cashback gift voucher can be used for recharges, bill payments and payments on PhonePe partner platforms/stores.
- Cashback gift voucher cannot be withdrawn to any linked bank account or transferred to other customers.
- The transaction must be initiated using a PhonePe linked bank account and completed by the user within the PhonePe app
- PhonePe reserves the right to award offers and related benefits as per internal policy decided by PhonePe from time to time.
- PhonePe has the right to amend the terms & conditions, end the offer, or call back any or all of its offers without prior notice.
- Customers’ participation in the offer constitutes their understanding and agreement to the complete terms and conditions associated with the offer.
- In case of any dispute, PhonePe reserves the right to resolve the same as per the Terms & condition
Conclusion
In conclusion, millions of users around India use the popular and safe Phonepe app for payments. Besides that, Phonepe app gives its users one of the best phonepe refer and earn 200 Rs for all its new users. You can receive up to Rs 1000 in your Phonepe balance right now by simply signing up and sending your first UPI.
In light of this, the phone pe refer and earn program has become an insane obsession. Many people frequently invite new friends and can make a limitless amount of real money. If you want to make some quick money, you should definitely check out the article above. Happy earning as a result!
Page Contents
Use phonepe link and get Money through Scrach Cards
https://phon.pe/nskqziu0
Use PhonePe for instant bank transfers & more! Get a scratch card up to ₹1000 on your first money transfer on #PhonePe. Use my link –
Code Q J 8 9 F 7 8 K V
https://phon.pe/ru_ajay16grf
Offer ended long time back now only referrer gets money 😉
cashback only 100 h per refer, bina matlb ke post update karke user ko preshan kar rahe ho
Tumko Jo lena hai lo , jo na lena hai waha se aage badh jao
Use my referral code
Click here & install PhonePe – https://phon.pe/ru_sanjl3srn
Send Re 1/- to this Phonepe number+91 94978 47084 to complete the referral process.
Use this link to install phone pay and win a scratch card + make india digital by your precious contribution . Link has been given below:-
https://phon.pe/ru_kaku46vty
First payment by using upi id is mandatory
Thanks
Hey, I’m loving going cashless with PhonePe. Install PhonePe and get ₹20 when you send money to a PhonePe user using UPI! Get it here – https://phon.pe/ru_hare2p7g6
Get up to Rs.1,000 on your first money transfer on #PhonePe!
1. Click on my referral link below & install the PhonePe app
2. Link your bank account using just your mobile number
3. Send money using BHIM UPI & get a scratch card with assured cashback up to Rs.1,000!
Click here and install PhonePe – https://phon.pe/ru_bhol2aqpk
Use PhonePe for instant bank transfers & more! Get a scratch card up to ₹1000 on your first money transfer on #PhonePe. Use my link – https://phon.pe/ru_gaurn9jya
Please sign up using this link… please!
https://phon.pe/ru_nilu23u6j
Is this live yet bot showing on my phone
Use PhonePe for instant bank transfers & more! Get a scratch card up to Rs. 1000 on your first money transfer on #PhonePe. Use my link – https://phon.pe/ru_PuneSUuDW
I was transferred money to my frd on 17.12.2018 -5000 debited from my account also but my frd did’t receive the money. I was given Complaint on 19.12.2018 ticket number is 33043224. But till now i did’t get my money back and not credit to my frd also. What should i do.
check with your bank
Use PhonePe for instant bank transfers & more! Earn ₹50 on your first money transfer on #PhonePe. Use my link – https://phon.pe/ru_ravi7p2j
Earn 100₹ instantly install phonepe by below this link☺
https://phon.pe/ru_ajay2czez
Use PhonePe for instant bank transfers & more! Earn ₹100 on your first money transfer on #PhonePe. Use my link – https://phon.pe/ru_phonp9ps9
Use PhonePe for instant bank transfers & more! Earn up to ₹1000 (min ₹75) on your first money transfer on #PhonePe. Use my link – https://phon.pe/ru_nirm324eb
https://phon.pe/ru_sudhlv6s7
Use this link to install and earn ₹150 cashback
https://goo.gl/nfTeGH
Download from above link and get Rs.150 on First Transaction
https://phon.pe/ru_sudhlv6s7
Use this link to install and earn ₹150 cashback
Is Sending money through upi goes to bank account or flipkart wallet.
Use this link to install phone pe app and get 75₹ in your wallet and send to your bank account
https://phon.pe/ru_aksh4zi0j
Install from this link guys. Both of us will get cashback.
https://phon.pe/ru_sury3gozs
new 750rs link plzz download from this link
https://phon.pe/ru_akas4efoc
Download and get 75rs on Sign up and ₹1 to 1000 cashback on 1st and 5th UPI transfer on PhonePe
Use PhonePe for instant bank transfers & more! Earn up to ₹1000 on your first money transfer on #PhonePe. Use my link
https://phon.pe/ru_amit6c8
You can send money To my upi id
Islamsamirul10@ybl
I’ll Return instantly …so both of we can earn
And if you are a New on Phonepe
Use PhonePe for instant bank transfers & more! Earn up to ₹1000 on your first money transfer on #PhonePe. Use my link – https://phon.pe/ru_sami11pl8
Thank you!!
https://phon.pe/ru_sudhlv6s7
Install with this link and get 150 cashback
Comment:Download Tez, from this link-
https://g.co/tez/WC64u
And send just Rs-1 anyone.you get ₹51! grantee.
Earn ₹150! Link your bank account and do your first money transfer on #PhonePe. Use my link – https://phon.pe/ru_vikacczrz
https://phon.pe/ru_hars14i17
It’s a super link ..
For RS. 150 cash back
Instantly..
Try it
Just download and link your bank account
Enjoy
https://phon.pe/ru_nitil0fvl Use this referral code and earn wallet balance 75
https://phon.pe/ru_nave2je46
Use dis link to get 75rs
https://phon.pe/ru_gaurimdeg
Signup using the above link on phonepe and get Rs 75 in your phonepe wallet instantly just by linking your bank account on phonepe app. You will also get upto Rs 1000 cashback on your first upi transaction (the transaction can be of any amount. You can ever do a transfer of Rs 10 ) So guys this is a loot, you also should do it
https://phon.pe/ru_jaya8hlpr
Use the above link and download phonepe app to get 75 on linking bank account and extra 125 on doing 5 UPI transactions. Total 200 rupees . 100% guaranteed
https://phon.pe/ru_mahek2hn3 guys plz use my refer code and earn 150rs …..thanks in advance
https://phon.pe/ru_gaurimdeg
Signup using the above link on phonepe and get Rs 75 in your phonepe wallet instantly just by linking your bank account on phonepe app. You will also get upto Rs 1000 cashback on your first upi transaction (the transaction can be of any amount. You can ever do a transfer of Rs 10 ) So guys this is a loot, you also should do it
Free Shopping kijiye is App se aur payiye Dher saara Cashback
Offers :
Signup Bonus Rs 75/- when you link your Bank Account & Cashback up to Rs 1000/- on Your 1st & 5th UPI Transactions
PAY Electricity Bills and Get up to 100% Cashback Offers
Get Free Movie tickets and Exciting Cashback Coupons
Free Idea Mobile Recharge & Exciting Cashback offers on other Networks
Flat Rs 75/- Cashback for DTH Recharges
Weekend Offers up to Flat 50% Cashback + other Exciting Benefits in KFC, Cafe Coffee Day, Spencers, Apollo Pharmacy and many more outlets
Every Month Exciting Cashback offers
Join from here
https://phon.pe/ru_nase4s7kk
Save More Save Big on Shopping
Above referral may be limit may be full
To get cashback use my link
https://phon.pe/ru_aakajoon4
Download from here you will get 85₹
https://phon.pe/ru_rohiuszd
Use to get cashback. Download through this link and link your bank account in phone pe app
https://phon.pe/ru_vitt8ms18
if above all referal full..
use mine .
https://phon.pe/ru_sayen8g5
Get up to Rs.1000 cashback! Link your bank account and do your first money transfer on #PhonePe. Use my link – – https://phon.pe/ru_sati2pxxt
guyz use this referral link amd maximum cashback
hurry up
I guess you have already completed the maximum number of referrals so can you put my refer code in this post. It would be great if you could do this.
Use my link – https://phon.pe/ru_harskkw2o
https://phon.pe/ru_gaurimdeg
Signup using the above link on phonepe and get Rs 75 in your phonepe wallet instantly just by linking your bank account on phonepe app. You will also get upto Rs 1000 cashback on your first upi transaction (the transaction can be of any amount. You can ever do a transfer of Rs 10 ) So guys this is a loot, you also should do it
Bro you should have mentioned here that you have already referred to more than 5 users..I trusted your website and what you mentioned here and clicked on the referral link and installed phone pe but did not get rs100 for linking my bank account to phone pe for first time because you have referred successfully more than 5 users.. That’s very disappointing…
So Sorry Bro , Send Your PayTM number i Will Do my Best To Help you
Admin Mera reffer balance rs-500 tha Lakin abhi nahi hai kiu
May Be You have Used Some Tricks To Earn It
Use this referral code and earn 100₹. Not Fake. you can check the website 🙂
https://phon.pe/ru_abhigyiv3
Mene 1500₹ se jayda earn kiye hai is app se pichle 6 din main ek bhot badhiya trick hai mere paas unlimited earn krne ke liye
Contact me on whatsapp at- +918923189168
Hello sir,
Dbs Ka account FATCH nhi Kar RHA ,KOI Solution go to bta dijiye ??
MERA DBS KA ACCOUNT PHONE PE ME FATCH NAHI KAR RHA ,KOI SOLUTION HO TO PLEASE SHARE KIJIYE??
Please use this link https://phon.pe/ru_simafjj59
Any body tried changing SBI account registered no online using otp method and again getting errors like invalid reference no ..
Any solutions for this ?
Not Recommend You to DO That
Bro expriy date phonepe plzzz tell me
Check t & C Of Offer
admin iam a old phonepe user. iam earned 600 via previous refer and earn program. will i get 100 per referaal when i refer new friend following this refer and earn program
Yes
I installed phone pe App and linked my bank account , I got only 5 RS in wallet balance …
I have not 100rs what’s the reason …
Weird , Talk To CC
Hello sir i have a question I’ve had already registered my mobile number with phone and my that number is also registered with my bank i but didn’t link my bank account so doing this again with your referral link is going to work?
Yes
hey cena i have register new account fro your link….but i didnt get cashback say when ill get
have You Linked Your Bank Account?
Sir I have 4 different bank accounts but they all are registered with same (single) mobile no. Sir can I avail this offer 4 times ?? Any trick or suggestions ??? Please tell
You Can Change Mobile Number In Bank Account Online
How many times can we change the number. The bank will not backlist me? I have a sbi account
i Have No Idea , You can Change 2-3 Times
Can i transfer cashback to bank account?
Yes Follow This Post – PhonePe Gold Offer – Trick To Transfer PhonePe Cashback into Bank
alwys recieve good post, its very helpfull, active here from last 1.5 years, very helpfull
sir. thank u
Ty For Sharing This Post, Loved This Refer And Earn Referral Program |
https://phon.pe/ru_saleeto3q download to get Rs 100 free
I will sell a phonpe cashback to bank account trick
What trick
Hello nice share sir its good and working thanks keep it up
Is this offer still alive?
Refer & Earn is Still Working
Use this link “https://phon.pe/ru_chetaqtgh” and do any UPI transaction you will get Rs.100 cashback per unique transaction. I got Rs.300 cashback.
bro i download this app from playstore not by your link sorry for that and link bank but not make 1st transaction so will i eligible for this offer or not ??
bro is this offer still works ??
Still stuck on maximum 50 cashback? Get 50% cashback (Max. Rs 150) by using following link.
https://phon.pe/ru_dhru301ji
This link has been modified by hackers. It must be your first UPI transaction to make you eligible for the cashback. Cashback is credited within 24 hours and can be used for recharges, payments and transfers to other UPI accounts. Enjoy!
Wait
Check this referral code I got 201 Rs.
https://phon.pe/ru_vish6dpoh
Thank me later. Do fast
What is UPI transaction? Admin plz define in simple words or any one else.
Read Here – How to Send/Receive Money Through UPI (Full Guide)
What is UPI transaction??
Admin plz define in simple words or any one else.
Thanks bro for share this loot
Nice trick, i tried thank you.
Sir please tell me last month paytm loot llbook rail ticket and get R’s.500 bag free….my railway enquiry kar rhi h…reply tell me koi legal action toh ni liya jaiyga N…qki log usne travel ni kiye
I agree with this article coz I earned a lot. Very good article, keep up the good works. Thanks
Bro can i use script trick to buy redmi 4 pls suggest me
Yes Here is https://www.coolztricks.com/2017/06/script-trick-buy-redmi-4-successfully-in-flash-sale.html
Bro can i use script trick to buy redmi 4 pls suggesrt me
Bhi suno mere wallet me 350 ruppe he jo refund aya tha .aur mene apna koi bhi bank account link nahi kiya hai.kya me kya me yehi trick bina bank ko link kiya kar sakta hu kya.
Nahi
Admin, Make any unlimited trick for bigo live diamonds
Thank you jhon I got 350 rupees in my bank account.
Awesome Enjoy !!
can i change mobile no. in bank to get again profit?
is this possible admin?
Yes Possible But No Guarantee , And Also Risky Method , Better To Avoid
Hey #johncena, have i done any mistake or the problem is something else.
Plz let me know iydm.
No Mistake Bro , Sorry Bit Bust Will Contact You Today Evening
If you dont mind, may I know something about ur work in email .
just kinna interested to know.
cashback wle paise bank mei trnsfr ni ho pa rhe h :/
Try After SomeTime
send money with upi matlab ??
unified payment transfer.if you have link your bank account with UPI wallet than u can send money to friend bank account directly
There Is UPI Payment Option
My one mobile number add 2 bank ac used 2 times. .. .. .. .
2 Mobile Numbers
50 rupees not coming instantly…..although i refer two friends…they already got the cash of Rs 100 but i am not getting Rs 50 each???/Why?
Admin mcent is now giving Rs50 per reffer.Update it now.
Thanks For Informing Bro
https://42.slde.io/0c39b638
Install slide app from this link and get rs 5 .
It very good app easy to use. To get to joining bouns you need to verify your email Id nd phone number both.nothing to do any thing just slide
Hey, I’m loving going cashless with PhonePe. Install PhonePe and get ₹20 when you send money to a PhonePe user using UPI! Get it here – https://phon.pe/r_bhas6xdk
use this link instantly 20rs getting